Risk Management
Risk is exciting, we help you manage it
Enhancing risk monitoring and reporting capabilities
Our risk management services help organizations identify, assess, and manage risks effectively, ensuring alignment with regulatory requirements and market best practices. We support the design and implementation of robust risk management frameworks, including governance structures, risk appetite definition, policies, and control systems such as Risk Control Self-Assessments (RCSA).
Through a pragmatic and tailored approach, we also enhance risk monitoring and reporting capabilities, helping businesses develop advanced risk metrics, improve models, and strengthen reporting processes. From capital and liquidity risk reporting to ESG risk factors, our expertise enables organizations to anticipate challenges, mitigate risks, and turn risk management into a driver of performance and long-term value.
Needing to define or strengthen your risk management framework
Define and implement the risk management governance in line with the regulations and the market standards
Define or improve your risk appetite
Review the risk management policies and procedures
Implement or enhance your Risk Controls Self-Assessment (RCSA)
Design the control framework
Willing to improve your risk monitoring capabilities
Define state of the art risk metrics and measures, either for regulatory or economic reports
Upgrade and document your models and methodologies in line with the supervisory requirements and the best market standards
Find the best technical solutions to facilitate risk reporting performance and support the implementation phase through our expertise in project management.
Looking to perform or upgrade your risk reports
Banking and investment firm capital requirement reports (COREP, FINREP)
Capital allocation and ICAAP / ICARA
Interest rate risk in the banking book, foreign exchange risk, market risk and counterparty risks
Liquidity risk and ILAAP process
Pillar III report
Investment Fund risk profile definition and risk metrics
Investment Fund liquidity management and stress testing
Environment, Social and Governance (ESG) risk factors
OUR TEAM
Cyril Cayez
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds).
Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.
On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Samuel Clerc
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.
Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.
Eglo Montant
Eglo has over 15 years of professional experience serving financial services firms in Europe.
He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.
Endrit Prendi
Endrit has more than 8 years of experience in risk management, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.
Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.
Olivier Goachet
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions).
Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.
Pierre-Jean Lacroix
Pierre-Jean has more than 8 years of experience in the asset management industry.
After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds.
At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams
Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).
Alma Dizdarević
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.
Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank.
Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds). Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France. On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Cyril Cayez
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds).
Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.
On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina. Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank. Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compl...More
Alma Dizdarević
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.
Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank.
Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.
Endrit Prendi
Endrit has more than 8 years of experience in risk management, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.
Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.
Eglo has over 15 years of professional experience serving financial services firms in Europe. He is an expert in banks’ regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks’ risk management frameworks.
Eglo Montant
Eglo has over 15 years of professional experience serving financial services firms in Europe.
He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.
Pierre-Jean has more than 8 years of experience in the asset management industry. After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds. At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for ...More
Pierre-Jean Lacroix
Pierre-Jean has more than 8 years of experience in the asset management industry.
After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds.
At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams
Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions). Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia ...More
Olivier Goachet
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions).
Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance. Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and ...More
Samuel Clerc
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.
Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.
