Gestion des Risques
Le risque est existant, nous vous aidons à le maîtriser
Renforcer les capacités de suivi et de signalement des risques
Nos services de gestion des risques accompagnent les organisations dans l’identification, l’évaluation et la maîtrise des risques, en conformité avec les exigences réglementaires et les meilleures pratiques du marché. Nous intervenons dans la conception et la mise en œuvre de dispositifs robustes, incluant la gouvernance des risques, la définition de l’appétit au risque, les politiques et les dispositifs de contrôle tels que le Risk Control Self-Assessment (RCSA).
Grâce à une approche pragmatique et sur mesure, nous renforçons également les capacités de suivi et de reporting des risques, en développant des indicateurs avancés, en optimisant les modèles et en améliorant les processus de reporting. De la gestion des risques financiers et de liquidité aux enjeux ESG, nos services permettent d’anticiper les risques, de les maîtriser et d’en faire un levier de performance durable.
Vous avez besoin de définir ou de renforcer votre cadre de gestion des risques
Définir et mettre en œuvre la gouvernance de la gestion des risques en conformité avec les réglementations et les standards du marché
Définir ou améliorer votre appétit pour le risque
Réviser les politiques et procédures de gestion des risques
Mettre en œuvre ou améliorer votre auto-évaluation du contrôle des risques (RCSA)
Concevoir la structure de contrôle.
Vous souhaitez améliorer vos capacités de surveillance des risques
Définir des métriques et des mesures de risque de pointe, que ce soit pour des rapports réglementaires ou économiques
Mettre à jour et documenter vos modèles et méthodologies en conformité avec les exigences de supervision et les meilleurs standards du marché
Trouver les meilleures solutions techniques pour faciliter l’implémentation des rapports sur les risques et soutenir la phase de mise en œuvre grâce à notre expertise en gestion de projet.
Vous cherchez à réaliser ou à améliorer vos rapports sur les risques
Rapports sur les exigences de fonds propres des banques et des entreprises d’investissement (COREP, FINREP)
Allocation de capital et ICAAP / ICARA
Risque de taux d’intérêt dans le portefeuille bancaire, risque de change, risque de marché et risque de contrepartie
Risque de liquidité et processus ILAAP
Rapport Pilier III
Définition du profil de risque des fonds d’investissement et mesure des risques
Gestion de la liquidité des fonds d’investissement et tests de résistance
Facteurs de risque environnementaux, sociaux et de gouvernance (ESG).
Notre équipe
Cyril Cayez
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds).
Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.
On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Samuel Clerc
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.
Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.
Eglo Montant
Eglo has over 15 years of professional experience serving financial services firms in Europe.
He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.
Endrit Prendi
Endrit has more than 8 years of experience in risk management, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.
Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.
Olivier Goachet
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions).
Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.
Pierre-Jean Lacroix
Pierre-Jean has more than 8 years of experience in the asset management industry.
After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds.
At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams
Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).
Alma Dizdarević
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.
Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank.
Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds). Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France. On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Cyril Cayez
Member of the IIA, ALCO and ALRIM, Cyril has been serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg (Banks, PSF, Management Companies, UCITS and Alternative Funds).
Cyril is a Réviseur d’Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.
On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina. Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank. Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compl...More
Alma Dizdarević
Member of the ACCA, Alma has 17 years of experience serving within finance industry in the field of bank supervision, audit and finance. She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.
Prior to that, Alma built quite of an experience in auditing clients for a “Big Four” firm and had opportunity to work with commercial bank.
Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.
Endrit Prendi
Endrit has more than 8 years of experience in risk management, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.
Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.
Eglo has over 15 years of professional experience serving financial services firms in Europe. He is an expert in banks’ regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks’ risk management frameworks.
Eglo Montant
Eglo has over 15 years of professional experience serving financial services firms in Europe.
He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.
Pierre-Jean has more than 8 years of experience in the asset management industry. After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds. At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for ...More
Pierre-Jean Lacroix
Pierre-Jean has more than 8 years of experience in the asset management industry.
After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn€ composed of Private Equity funds and Hedgefunds.
At HACA Partners, Pierre-Jean’ missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams
Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions). Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia ...More
Olivier Goachet
Olivier has over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance (UCITS, AIFs, and credit institutions).
Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance. Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and ...More
Samuel Clerc
Member of the LVPA and ALRIM, Samuel brings nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.
Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk & operational risk management overview, valuation, M&A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.
