Member of the IIA and ALCO, Saïd has +20 years of professional experience serving financial services firms in Luxembourg, mainly banks, management companies and PSF.

Saïd built a robust experience in auditing and advising clients for a “Big Four” firm in Luxembourg. He also had the opportunity to practice the Internal Audit function in major banks active in wealth management in Luxembourg.

Saïd is the Managing Partner at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.

Cédric is a Réviseur d’Entreprises Agréé in Luxembourg since 2012 and gained international experience in Luxembourg and in London in audit and tax matters within a “Big 4” serving important Swiss, US and UK origin Asset Managers mainly in mainstream fund and in the alternative world.

Cédric completed his experience with 4 years at the Commission de Surveillance du Secteur Financier (CSSF) by carrying out more than 20 on-site inspections on the governance of investment fund managers and covering legal and regulatory subjects including AML/CFT.

Cédric was also part of the Circulars CSSF 20/744, 21/789 and 21/790 writing and implementation process.

Stephanie is a Certified Anti Money Laundering Specialist (CAMS), Co-Chair of the AML group of the LPEA, member of the Association Luxembourgeoise des Compliance Officers (ALCO) and the Expert AML-OPC working with the CSSF.

Stephanie has launched the RC services (Responsable du Contrôle des obligations AML for investment funds) within an important AIFM and service provider in Luxembourg in 2020 and has 20 years of expertise in alternative investments funds (mainly PE/RE) and AML – KYC matters.

Stephanie is approved and registered as RC by the CSSF and the AED.

Geraldine has over 25 years of professional experience in Luxembourg serving financial institutions, mainly in Banks as Asset servicers and Management Companies.

She started her robust experience in auditing and advising in a Big Four and then further developed her competencies by working in financial institutions, gaining solid experience in banks/Asset Servicers and Management Companies where she was responsible of Compliance and AML in executive roles (Conducting Officer/RC/RR).

Her career demonstrates deep expertise in regulatory oversight, governance and risk management and strategic decision-making, while also showcasing strong leadership in complex international environments.

Camille built her professional experience as Chief Compliance Officer for a bank in Luxembourg, after 5 years of financial/regulatory audit and compliance consulting at PwC, serving major Swiss, US, Luxembourg and French banks, Fintechs, PFS and asset management companies.

Thanks to these experiences, Camille has acquired skills, in particular in the areas of anti-money laundering and terrorist financing, MiFID, market abuse, anti-corruption and anti-fraud. She is familiar with the electronic banking and monetary regulatory environments and their recent developments.

Finally, Camille is used to giving training to internal and external stakeholders on various compliance-related topics.

Hélène started her professional experience as a consultant within a Big Four located in Luxembourg, working in Regulatory Consulting for Investments Funds sector and serving important European, Swiss and US origin Asset Managers dealing mainly in UCITS funds and in the alternative world for various type of missions (fund structuring, regulatory gap analysis, regulatory watch, licensing / agreement obtention).

Hélène completed her professional path with 7 years as compliance officer within a Luxembourg management company belonging to a Swiss private banking group; carrying out the implementation of the compliance monitoring plan, and then AML/CTF monitoring controls. Her functions also covered risk assessments, procedures updates, regulatory reporting, regulatory watch.

Ishfaaq was an Audit Manager in Luxembourg and gained extensive knowledge of Accounting Frameworks, including Lux GAAP and IFRS as well as application of the theories in practice. He also has expertise on different components/mechanism and laws applicable in Asset and Wealth Management industry funds.

Through studies and experience, Ishfaaq built a good understanding of portfolio theory, investment analysis and budget planning. He also has an aptitude in Activity Based Management and TQM, and can evaluate various contemporary performance measurement and management frameworks (englobed in alternative management accounting).

Ishfaaq also has an extensive knowledge of Mathematics (calculus, matrices, probability, cryptography and number theory).

Graduated with a Master’s degree in Management and Finance from Grenoble Ecole de Management, Younia joined a Big Four Luxembourg in external audit missions specialized in Banks and PSFs.

Then, she was part of the finance department of a bank in Luxembourg providing knowledge and expertise for ongoing compliance projects.

Through these experiences, she expanded her knowledge on the financial actors in Luxembourg and the regulations that applied. Finally, Younia is a trained Project Manager from Luxembourg Chambre de Commerce.

Lazzat has an accumulated experience of 14 years with a record of success ensuring organization adhere to external regulatory requirements and internal policies, including providing compliance support for asset management companies in Luxembourg, establishing frameworks to ensure compliance with the listing requirements and other regulations post-IPO for companies within energy sector in Kazakhstan. Lazzat has gained expertise in banking as the Head of Legal at Kazakhstan Development Bank.

She is well-versed in analysing risk tolerance and exposure, establishing risk mitigation infrastructures, and deploying controls, processes, and action plans that strengthen corporate compliance.

Lazzat is an active member of the Association Luxembourgeoise des Compliance Officers (ALCO).

Raquel is a Certified Anti-Money Laundering Specialist and a Certified Global Sanctions Specialist. She is also a member of the ALCO.

Raquel holds a Master degree in Insurance and Risk Management from the University Paris Dauphine.

Raquel has an experience of 10 years of which 7 servicing the Luxembourg Financial Services Industry (Banks, PSF, Management Companies, Alternative Investment Fund Manager,…). On top of her background as Regulatory & Compliance Manager, Raquel brings actual experience from Internal Audit.

Amedeo has nearly 10 years of professional experience in the compliance function including more than 5 years in Luxembourg.

He has mainly built experience in Compliance and AML/KYC by working within the Risk and Compliance department of top-tier insurance companies.

Prior joining HACA Partners, Amedeo was manager in a big 4 with specific focus on regulatory and compliance consulting work with various client from the financial sector.

Amedeo is holding the CAMS certification and has built an international academic background in Italy, Poland and Luxembourg.

Member of ALCO, ACAMS, and ACFE, Cid has over 20 years of professional experience, including the past decade dedicated to in-house compliance, risk management, internal controls, and financial crime investigations.

He has strong international experience in designing and implementing risk and compliance programs across multiple jurisdictions, including Luxembourg, Asia, Middle East, and Latin America.

Xi began her professional career as an auditor at a Big Four firm. She subsequently developed broad and versatile experience in Luxembourg, holding positions as a Compliance Officer at a bank and as an Audit Coordination Manager at Deloitte Luxembourg.

Prior to joining us, she accumulated over 10 years of experience in Audit and Regulatory & Compliance, both in Luxembourg and China.

Mathilde holds a Master degree in Negotiation and Wealth Management obtained in a work-study program at Société Générale in France.

Mathilde worked 4 years at Société Générale in France as Wealth Management advisor. She was in charge of a portfolio of around 900 clients. Mathilde’s clients were mainly medium clients (between EUR 50,000 and EUR 200,000 of balance).

Mathilde was responsible of the daily management of those clients (e.g. investment advice, sell of Société Générale products and services,…).

Mathilde is devoting 50% of her time in the day to day Compliance of HACA Partners by reviewing all acceptance of new client with Cyril Cayez and 50% of her time in the regulatory watch or client support in compliance.

Julie has more than 8 years of professional experience including 3 years acting as a real estate adviser for the existing residential market (for owner-occupiers and investors) and as a property manager (including daily management of client requests, service providers oversight/contract negotiation and holding of general assembly meetings).

Prior to this experience, Julie was a Senior Auditor in Luxembourg for 5 years and gained extensive knowledge of the financial sector and the fund industry, more particularly by working on audits of funds initiated by significant asset managers. She also has expertise on different components/mechanism and laws applicable in Asset and Wealth Management industry funds.

Messaline has over 6 years of experience in the audit services (mainly Investments Funds).

She gained her 4 first years of experience as auditor for a Big 4 in Luxembourg.

Keen to broaden her range of knowledge and skills, Messaline has now embarked on a career in Regulatory & Compliance.

Elisabeth has more than 4 years of professional experience as Compliance Officer in Luxembourg.

Camille has been a financial auditor with more than three years of experience at BDO Luxembourg, including a year and a half as a senior auditor, allowing her to progress rapidly within an international audit firm.

Her career also includes audit experience at EY and AML/KYC compliance assignments at UBP and HSBC, acquired early in her career. Trained in the demanding international environment of Luxembourg, she combines technical rigor, analytical skills, and a solid knowledge of financial regulatory environments.

Camille is a senior consultant in Regulatory & Compliance at HACA Partners and is mainly involved in Regulatory & Compliance and ISQM.

Laurine joined HACA Partners for her first professional experience after graduating with a Master’s degree in Management, specializing in Corporate and International Finance.

Throughout her academic journey and internships, she developed strong analytical and critical thinking skills.

Arnaud has less than two years of experience in the Regulatory and Governance department, specifically within the AML team of a major consulting firm in Luxembourg. He also gained hands-on experience as an AML/CFT Consultant for various private banks in Luxembourg.