{"id":21142,"date":"2026-07-10T14:54:29","date_gmt":"2026-07-10T14:54:29","guid":{"rendered":"https:\/\/hacapartners.com\/lu\/?page_id=21142"},"modified":"2026-08-21T11:55:55","modified_gmt":"2026-08-21T11:55:55","slug":"mastering-icaap","status":"publish","type":"page","link":"https:\/\/hacapartners.com\/lu\/mastering-icaap\/","title":{"rendered":"Mastering ICAAP \u2013 and latest updates"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21142\" class=\"elementor elementor-21142\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f18042 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"9f18042\" data-element_type=\"container\" data-e-type=\"container\"><div class=\"elementor-element elementor-element-7c5530c e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"7c5530c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-b78b365 elementor-widget elementor-widget-pxl_heading\" data-id=\"b78b365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-b78b365-7464\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tMastering ICAAP \u2013 and latest updates\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-db60cc8 e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"db60cc8\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-0c784bb e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"0c784bb\" data-element_type=\"container\" data-e-type=\"container\"><div class=\"elementor-element elementor-element-98781e4 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"98781e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t<div class=\"elementor-element elementor-element-7bda6d2 elementor-widget elementor-widget-pxl_heading\" data-id=\"7bda6d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-7bda6d2-2836\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tAudience\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b9116e elementor-widget elementor-widget-pxl_text_editor\" data-id=\"9b9116e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor d-flex   \">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Banks, Investment Firms, and anyone who would like to familiarise themselves with the core concept of capital adequacy assessments methodologies and governance.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d30d5b6 elementor-widget elementor-widget-pxl_divider\" data-id=\"d30d5b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e222e17 elementor-widget elementor-widget-pxl_heading\" data-id=\"e222e17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-e222e17-8370\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tTraining Objectives\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f010a8 elementor-widget elementor-widget-pxl_list\" data-id=\"8f010a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1 \">\r\n                            <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Overview of the ICAAP governance framework.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Overview of the main regulatory and prudential requirements, updated to the ECB&#8217;s July 2026 ICAAP Guide.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 CRR III (Regulation (EU) 2024\/1623) and CRD VI (Directive (EU) 2024\/1619) \u2013 key changes and impact on Pillar 1\/Pillar 2 interaction.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Comprehensive overview of EBA guidelines on the ICAAP process and current supervisory developments.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Overview SREP expectations of ICAAP process.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Presenting the main components of ICAAP.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Pillar 2 concept and approaches, its relation to Pillar 1 methodology, and the effect of the CRR III output floor.\n<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 ESG framework \u2013 CRD VI, integrated into risk identification and stress testing.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n            <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59c00f1 elementor-widget elementor-widget-pxl_divider\" data-id=\"59c00f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d652a18 elementor-widget elementor-widget-pxl_heading\" data-id=\"d652a18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-d652a18-8583\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tContent\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edd6277 elementor-widget elementor-widget-pxl_list\" data-id=\"edd6277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1 \">\r\n                            <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 ICAAP definition.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  Difference between Pillar 1 and Pillar 2.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  Normative vs. economic perspective.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  How to project Pillar 1 risks.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  How to identify and measure Pillar 2 risks.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022   Capital quality and management buffers.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022 Stress testing in practice.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  ICAAP architecture and documentation.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022  Links between ICAAP, the risk appetite framework, and the recovery framework.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022\u00a0CRD VI governance and ESG expectations.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  icon-after \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\"><\/label>\r\n                                            <a class=\"pxl-content\"  > \u2022\u00a0What lies ahead.<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n            <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ad3d35 elementor-widget elementor-widget-pxl_divider\" data-id=\"8ad3d35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b4b9ef elementor-widget elementor-widget-pxl_heading\" data-id=\"9b4b9ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-9b4b9ef-4604\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tMain Facilitators\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-283d8e3 elementor-widget elementor-widget-gs-team-members\" data-id=\"283d8e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gs-team-members.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<div id=\"gs_team_area_71\" data-shortcode-id=\"71\" class=\"wrap gs_team_area gs_team_loading gs-grid-style-four gs_tm_theme_v_2 gs-team--img-efect_none gs-team--img-hover-efect_none\" data-options='{\"search_through_all_fields\":\"off\",\"enable_clear_filters\":\"off\",\"reset_filters_text\":\"Reset Filters\",\"enable_multi_select\":\"off\",\"multi_select_ellipsis\":\"off\",\"next_txt\":\"Next\",\"prev_txt\":\"Prev\",\"carousel_autoplay\":\"on\",\"carousel_autoplay_hover_pause\":\"on\",\"carousel_loop\":\"on\",\"carousel_autoplay_speed\":1000,\"carousel_autoplay_timeout\":2500,\"carousel_items_to_scroll\":1,\"load_per_click\":3,\"initial_items\":6}' style=\"visibility: hidden; opacity: 0;\">\n\t\n\t\t\t\n<!-- Container for Team members -->\n<div class=\"gs-containeer cbp-so-scroller\">\n\n\t\t\n\t<div class=\"gs-roow clearfix gs_team\" >\n\t\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-3 gs-col-md-6 gs-col-sm-6 gs-col-xs-12 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11710_71\" data-theme=\"gs-team-popup--default\" href=\"#\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs_team_image__overlay\"><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name\"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11710_71\" data-theme=\"gs-team-popup--default\" href=\"#\">Eglo Montant<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11710_71\" class=\"gs_team_popup_shortcode_71 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n                    <div class=\"gs_team_popup_img\">\n                <img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>                            <\/div>\n        \n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n                    <div class=\"\">\n                <h2 class=\"gs-member-name\">Eglo Montant<\/h2>                            <\/div>\n        \n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n                    <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Eglo has over<strong>\u00a015 years of professional experience serving financial services firms in Europe.<\/strong><\/p>\n<p>He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.<\/p>\n<\/div>\n                    \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-3 gs-col-md-6 gs-col-sm-6 gs-col-xs-12 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11699_71\" data-theme=\"gs-team-popup--default\" href=\"#\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs_team_image__overlay\"><\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name\"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11699_71\" data-theme=\"gs-team-popup--default\" href=\"#\">Alma Dizdarevi\u0107<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11699_71\" class=\"gs_team_popup_shortcode_71 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n                    <div class=\"gs_team_popup_img\">\n                <img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>                            <\/div>\n        \n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n                    <div class=\"\">\n                <h2 class=\"gs-member-name\">Alma Dizdarevi\u0107<\/h2>                            <\/div>\n        \n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n                    <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the ACCA, Alma has<strong>\u00a017 years of experience serving within finance industry in the field of bank supervision, audit and finance.<\/strong>\u00a0She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.<\/p>\n<p>Prior to that, Alma built quite of an experience in auditing clients for a \u201cBig Four\u201d firm and had opportunity to work with commercial bank.<\/p>\n<p>Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory &amp; Compliance, Risk Management and Internal Audit engagements.<\/p>\n<\/div>\n                    \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\n\t\t\t<\/div>\n\n\t\t\n\t\t\t\n\t\t\n\t\t<!-- Drawer Contents -->\n\t\t\n\t<\/div>\n\n\t<!-- Pagination -->\n\t\n<\/div>\n\n<!-- Panel -->\n\t\n\t\t<\/div>\n\t\t\n\t\t<style>#gs_team_area_71 .gs-member-name,#gs_team_area_71 .gs-member-name a{font-size:16px}#gs_team_area_71 .gs-member-name,#gs_team_area_71 .gs-member-name a{font-weight:600}#gs_team_area_71 .gs-member-name,#gs_team_area_71 .gs-member-name a{color:rgb(1, 54, 76)}#gs_team_area_71 .single-member-div .gs_member_info .gs-member-desc{color:rgb(1, 54, 76)}#gs_team_area_71 .gs-team-filter-cats{text-align:center}.mfp-gsteam .mfp-container .mfp-arrow,.mfp-gsteam .mfp-container .mfp-arrow:hover{background-color:rgb(255, 255, 255)!important}.gs_team_popup_shortcode_71 .gs-team--scrollbar,#gs_team_area_71 .gridder .gridder-show .gs-team--scrollbar{max-height:500px !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7677eed elementor-widget elementor-widget-pxl_heading\" data-id=\"7677eed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-7677eed-1215\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tWant to take your skills to the next level?\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f0e523 elementor-align-left elementor-widget elementor-widget-pxl_button\" data-id=\"6f0e523\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-6f0e523-2834\" class=\"pxl-button \" data-wow-delay=\"ms\">\r\n    <a href=\"https:\/\/hacapartners.com\/lu\/form\/hacademy\/\" class=\"btn pxl-action-popup pxl-icon-active btn-block-inline btn-text-nina btn-icon-box pxl-icon--left\" data-anchor=\"https:\/\/hacapartners.com\/lu\/form\/hacademy\/\">\r\n                    <span class=\"pxl--btn-icon\">\r\n                <i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>                            <\/span>\r\n                <span class=\"pxl--btn-text\" data-text=\"Click here to register\">\r\n            <span>C<\/span><span>l<\/span><span>i<\/span><span>c<\/span><span>k<\/span><span class=\"spacer\">&nbsp;<\/span><span>h<\/span><span>e<\/span><span>r<\/span><span>e<\/span><span class=\"spacer\">&nbsp;<\/span><span>t<\/span><span>o<\/span><span class=\"spacer\">&nbsp;<\/span><span>r<\/span><span>e<\/span><span>g<\/span><span>i<\/span><span>s<\/span><span>t<\/span><span>e<\/span><span>r<\/span>        <\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-42f6d09 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"42f6d09\" data-element_type=\"container\" data-e-type=\"container\"><div class=\"elementor-element elementor-element-fb2e9b5 e-con-full pxl-column-sticky e-flex pxl-section-overflow-visible pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"fb2e9b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t<div class=\"elementor-element elementor-element-817a168 elementor-widget__width-initial elementor-widget elementor-widget-pxl_list\" data-id=\"817a168\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1 \">\r\n                            <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Duration<\/label>\r\n                                            <a class=\"pxl-content\"  > 2h<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Date<\/label>\r\n                                            <a class=\"pxl-content\"  > 02\/02\/2027 09:00 &#8211; 11:00<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Language<\/label>\r\n                                            <a class=\"pxl-content\"  > English\/French<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Format<\/label>\r\n                                            <a class=\"pxl-content\"  > Presential \/ Hybrid<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Certificate<\/label>\r\n                                            <a class=\"pxl-content\"  > Completion certificate\n<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content \">\r\n                    <label class=\"pxl-empty\">Price<\/label>\r\n                                            <a class=\"pxl-content\"  > \u20ac400 (VAT excl.)<\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n            <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mastering ICAAP Audience Banks, Investment Firms, and anyone who would like to familiarise themselves with the core concept of capital adequacy assessments methodologies and governance. Training Objectives \u2022 Overview of the ICAAP governance framework. \u2022 Overview of the main regulatory and prudential requirements, updated to the ECB&#8217;s July 2026 ICAAP Guide. \u2022 CRR III (Regulation (EU) 2024\/1623) and CRD VI (Directive (EU) 2024\/1619) \u2013 key changes and impact on Pillar 1\/Pillar 2 interaction. \u2022 Comprehensive overview of EBA guidelines on the ICAAP process and current supervisory developments. \u2022 Overview SREP expectations of ICAAP process. \u2022 Presenting the main components of ICAAP. \u2022 Pillar 2 concept and approaches, its relation to Pillar 1 methodology, and the effect of the CRR III output floor. \u2022 ESG framework \u2013 CRD VI, integrated into risk identification and stress testing. Content \u2022 ICAAP definition. \u2022 Difference between Pillar 1 and Pillar 2. \u2022 Normative vs. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"folder":[250],"class_list":["post-21142","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"post-thumbnail":false,"floka-portfolio":false},"uagb_author_info":{"display_name":"Sandra Barreda","author_link":"https:\/\/hacapartners.com\/lu\/author\/sbarreda\/"},"uagb_comment_info":0,"uagb_excerpt":"Mastering ICAAP Audience Banks, Investment Firms, and anyone who would like to familiarise themselves with the core concept of capital adequacy assessments methodologies and governance. Training Objectives \u2022 Overview of the ICAAP governance framework. \u2022 Overview of the main regulatory and prudential requirements, updated to the ECB&#8217;s July 2026 ICAAP Guide. \u2022 CRR III (Regulation&hellip;","_links":{"self":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/21142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/comments?post=21142"}],"version-history":[{"count":40,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/21142\/revisions"}],"predecessor-version":[{"id":22587,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/21142\/revisions\/22587"}],"wp:attachment":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/media?parent=21142"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/folder?post=21142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}