{"id":14584,"date":"2026-05-08T13:22:23","date_gmt":"2026-05-08T13:22:23","guid":{"rendered":"https:\/\/hacapartners.com\/lu\/?page_id=14584"},"modified":"2026-06-24T10:40:03","modified_gmt":"2026-06-24T10:40:03","slug":"risk-management","status":"publish","type":"page","link":"https:\/\/hacapartners.com\/lu\/risk-management\/","title":{"rendered":"Risk Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14584\" class=\"elementor elementor-14584\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c0cf2d8 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"7c0cf2d8\" data-element_type=\"container\" data-e-type=\"container\"><div class=\"elementor-element elementor-element-22e530fe e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"22e530fe\" data-element_type=\"container\" data-e-type=\"container\"><div class=\"elementor-element elementor-element-44cf8873 e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"44cf8873\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-1fc44e88 elementor-widget elementor-widget-pxl_heading\" data-id=\"1fc44e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-1fc44e88-8899\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tRisk Management\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73612cef elementor-widget elementor-widget-pxl_text_editor\" data-id=\"73612cef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor d-flex   \">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p class=\"catchline fs-22 fw-r\">Risk is exciting, we help you manage it<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c53446b elementor-widget elementor-widget-pxl_divider\" data-id=\"6c53446b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider \" data-wow-delay=\"ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58d79bca e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"58d79bca\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-25c4b2ad elementor-widget elementor-widget-pxl_list\" data-id=\"25c4b2ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1 horizontal\">\r\n                            <div class=\"pxl--item   \" data-wow-delay=\"ms\">\r\n                                                                <div class=\"pxl-item--content content-grid\">\r\n                    <label class=\"pxl-empty\">Strategy<\/label>\r\n                                            <a class=\"pxl-content\" href=\"#\" > Risk Management, Risk &amp; Control, Reporting <\/a>\r\n                                    <\/div>\r\n\r\n            <\/div>\r\n            <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d7c34aa elementor-widget elementor-widget-pxl_link\" data-id=\"1d7c34aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_link.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-link-wrap \">\r\n    <h3 class=\"pxl-widget-title pxl-empty \">Share:<\/h3>\r\n            <ul id=\"pxl-link-pxl_link-1d7c34aa-2348\" class=\"pxl-link pxl-link-l1 horizontal style-default\">\r\n                                <li class=\"pxl-item--link  \">\r\n                        <a class=\"\" href=\"#\">\r\n                                                            <span class=\"pxl-link--icon bg-normal\">\r\n                                    <i aria-hidden=\"true\" class=\"fab fa-linkedin-in\"><\/i>                                <\/span>\r\n                                                        <span class=\"pxl-link--text\"><\/span>\r\n                        <\/a>\r\n                    <\/li>\r\n                    <\/ul>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-3f6bb245 e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"3f6bb245\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-50dc8e1c e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"50dc8e1c\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-f57730a elementor-widget__width-inherit elementor-widget elementor-widget-pxl_heading\" data-id=\"f57730a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-f57730a-9727\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default pxl-split-text split-in-right\" data-wow-delay=\"300ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tEnhancing risk monitoring and reporting capabilities\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ef4ff16 elementor-widget elementor-widget-pxl_text_editor\" data-id=\"2ef4ff16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor d-flex   \">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Our risk management services help organizations <strong>identify, assess, and manage risks effectively<\/strong>, ensuring alignment with regulatory requirements and market best practices. We support the design and implementation of robust risk management frameworks, including governance structures, risk appetite definition, policies, and control systems such as Risk Control Self-Assessments (RCSA).\u00a0<\/p><div><p>Through a pragmatic and tailored approach, we also enhance <strong>risk monitoring and reporting capabilities<\/strong>, helping businesses develop advanced risk metrics, improve models, and strengthen reporting processes. From capital and liquidity risk reporting to ESG risk factors, our expertise enables organizations to anticipate challenges, mitigate risks, and turn risk management into a driver of performance and long-term value.<\/p><\/div>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4351f2 elementor-widget elementor-widget-pxl_image\" data-id=\"4b4351f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl_image-4b4351f2-7781\" \r\n    class=\"pxl-image-single pxl-overflow--hidden pxl-disable-parallax-sm   \r\n    \" data-wow-delay=\"ms\" \r\n        >\r\n\r\n    <div class=\"pxl-item--inner \" data-wow-delay=\"120ms\">\r\n                \r\n                    <div class=\"pxl-item--image f_img\"  data-parallax-value=\"\">\r\n                                <img fetchpriority=\"high\" decoding=\"async\" width=\"1672\" height=\"2507\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance.jpg\" class=\"no-lazyload attachment-full\" alt=\"\" \/>                                            <\/div>\r\n                <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b73b4b7 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"b73b4b7\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-196ab1de elementor-widget__width-inherit elementor-widget elementor-widget-pxl_accordion\" data-id=\"196ab1de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-accordion pxl-accordion1\">\r\n                    <div class=\"pxl--item  \" data-wow-delay=\"ms\" >\r\n\r\n                    <h5 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-196ab1de-7387-c38cf5f\" >\r\n                        <span class=\"pxl-title--text\">Needing to define or strengthen your risk management framework<\/span>\r\n                        <div class=\"pxl-icon--plus\"><\/div>\r\n                    <\/h5>\r\n\r\n\r\n                    <div id=\"pxl_accordion-196ab1de-7387-c38cf5f\" class=\"pxl-accordion--content\" >\r\n\r\n\r\n                        <div class=\"pxl--content\">\r\n                                                        <div class=\"pxl-desc--content\">\r\n                                <div class=\"pxl-item--desc\">\r\n                                    Based on the specificities of your organization and business model, HACA Partners will bring expert opinion and best market practice solutions in order to help you achieve the following goals:<br \/>\n<br \/>\nDefine and implement the risk management governance in line with the regulations and the market standards<br \/>\nDefine or improve your risk appetite<br \/>\nReview the risk management policies and procedures<br \/>\nImplement or enhance your Risk Controls Self-Assessment (RCSA)<br \/>\nDesign the control framework \r\n                                <\/div>\r\n                                <a class=\"pxl-button btn\" href=\"#\">\r\n                                    <span class=\"pxl--btn-icon\">\r\n                                        <span class=\"pxl-icon--plus\"><\/span>\r\n                                    <\/span>\r\n                                    <span class=\"pxl--btn-text\" data-text=\"CLOSE\">\r\n                                        CLOSE                                    <\/span>\r\n                                <\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                <\/div>\r\n                \r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  \" data-wow-delay=\"ms\" >\r\n\r\n                    <h5 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-196ab1de-7387-58db8f5\" >\r\n                        <span class=\"pxl-title--text\">Willing to improve your risk monitoring capabilities<\/span>\r\n                        <div class=\"pxl-icon--plus\"><\/div>\r\n                    <\/h5>\r\n\r\n\r\n                    <div id=\"pxl_accordion-196ab1de-7387-58db8f5\" class=\"pxl-accordion--content\" >\r\n\r\n\r\n                        <div class=\"pxl--content\">\r\n                                                        <div class=\"pxl-desc--content\">\r\n                                <div class=\"pxl-item--desc\">\r\n                                    Our experts will help you to succeed in the following challenges:<br \/>\n<br \/>\nDefine state of the art risk metrics and measures, either for regulatory or economic reports<br \/>\nUpgrade and document your models and methodologies in line with the supervisory requirements and the best market standards<br \/>\nFind the best technical solutions to facilitate risk reporting performance and support the implementation phase through our expertise in project management. \r\n                                <\/div>\r\n                                <a class=\"pxl-button btn\" href=\"#\">\r\n                                    <span class=\"pxl--btn-icon\">\r\n                                        <span class=\"pxl-icon--plus\"><\/span>\r\n                                    <\/span>\r\n                                    <span class=\"pxl--btn-text\" data-text=\"CLOSE\">\r\n                                        CLOSE                                    <\/span>\r\n                                <\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                <\/div>\r\n                \r\n\r\n            <\/div>\r\n                    <div class=\"pxl--item  \" data-wow-delay=\"ms\" >\r\n\r\n                    <h5 class=\"pxl-accordion--title\" data-target=\"#pxl_accordion-196ab1de-7387-a07ca45\" >\r\n                        <span class=\"pxl-title--text\">Looking to perform or upgrade your risk reports<\/span>\r\n                        <div class=\"pxl-icon--plus\"><\/div>\r\n                    <\/h5>\r\n\r\n\r\n                    <div id=\"pxl_accordion-196ab1de-7387-a07ca45\" class=\"pxl-accordion--content\" >\r\n\r\n\r\n                        <div class=\"pxl--content\">\r\n                                                        <div class=\"pxl-desc--content\">\r\n                                <div class=\"pxl-item--desc\">\r\n                                    You can rely on our experience in the following areas in order to bring support and to increase the value of your risk reporting process:<br \/>\n<br \/>\nBanking and investment firm capital requirement reports (COREP, FINREP)<br \/>\nCapital allocation and ICAAP \/ ICARA<br \/>\nInterest rate risk in the banking book, foreign exchange risk, market risk and counterparty risks<br \/>\nLiquidity risk and ILAAP process<br \/>\nPillar III report<br \/>\nInvestment Fund risk profile definition and risk metrics<br \/>\nInvestment Fund liquidity management and stress testing<br \/>\nEnvironment, Social and Governance (ESG) risk factors<br \/>\n \r\n                                <\/div>\r\n                                <a class=\"pxl-button btn\" href=\"#\">\r\n                                    <span class=\"pxl--btn-icon\">\r\n                                        <span class=\"pxl-icon--plus\"><\/span>\r\n                                    <\/span>\r\n                                    <span class=\"pxl--btn-text\" data-text=\"CLOSE\">\r\n                                        CLOSE                                    <\/span>\r\n                                <\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                <\/div>\r\n                \r\n\r\n            <\/div>\r\n            <\/div>\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-8b4174e e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"8b4174e\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-69d480f8 e-con-full e-flex pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-child \" data-id=\"69d480f8\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-492095a4 elementor-widget elementor-widget-pxl_heading\" data-id=\"492095a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-492095a4-6361\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default \" data-wow-delay=\"ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tOUR TEAM\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-494cc215 elementor-widget elementor-widget-pxl_divider\" data-id=\"494cc215\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-el-divider wow skewIn\" data-wow-delay=\"300ms\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-element elementor-element-7f1483d elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-gs-team-members\" data-id=\"7f1483d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gs-team-members.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<div id=\"gs_team_area_10\" data-shortcode-id=\"10\" class=\"wrap gs_team_area gs_team_loading gs-grid-style-four gs_tm_theme_v_2 gs-team--img-efect_none gs-team--img-hover-efect_none\" data-options='{\"search_through_all_fields\":\"off\",\"enable_clear_filters\":\"off\",\"reset_filters_text\":\"Reset Filters\",\"enable_multi_select\":\"off\",\"multi_select_ellipsis\":\"off\",\"next_txt\":\"Next\",\"prev_txt\":\"Prev\",\"load_per_click\":3,\"initial_items\":6}' style=\"visibility: hidden; opacity: 0;\">\n\t\n\t\t\t\n<!-- Container for Team members -->\n<div class=\"gs-containeer cbp-so-scroller\">\n\n\t\t\n\t<div class=\"gs-roow clearfix gs_team\" >\n\t\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11630_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Cyril Cayez\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11630_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Cyril Cayez<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Managing Partner<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/cyril-cayez-184a494\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ccayez@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11630_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Cyril Cayez\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Cyril Cayez<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Managing Partner<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/cyril-cayez-184a494\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ccayez@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the IIA, ALCO and ALRIM, Cyril has been\u00a0<strong>serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg<\/strong>\u00a0(Banks, PSF, Management Companies, UCITS and Alternative Funds).<\/p>\n<p>Cyril is a R\u00e9viseur d\u2019Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.<\/p>\n<p>On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11713_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Samuel Clerc\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11713_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Samuel Clerc<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Partner - Risk Management<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/samuelclerc\/?originalSubdomain=lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:sclerc@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11713_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Samuel Clerc\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Samuel Clerc<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Partner - Risk Management<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/samuelclerc\/?originalSubdomain=lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:sclerc@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the LVPA and ALRIM, Samuel brings\u00a0<strong>nearly 20 years of professional experience<\/strong>, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.<\/p>\n<p>Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk &amp; operational risk management overview, valuation, M&amp;A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11710_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11710_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Eglo Montant<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11710_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Eglo Montant<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Eglo has over<strong>\u00a015 years of professional experience serving financial services firms in Europe.<\/strong><\/p>\n<p>He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11709_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Endrit Prendi\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11709_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Endrit Prendi<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/epr\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:eprendi@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11709_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Endrit Prendi\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Endrit Prendi<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/epr\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:eprendi@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Endrit has more than\u00a0<strong>8 years of experience in risk management<\/strong>, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.<\/p>\n<p>Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11712_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Olivier Goachet\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11712_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Olivier Goachet<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/olivier-goachet-420b471\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ogoachet@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11712_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Olivier Goachet\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Olivier Goachet<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/olivier-goachet-420b471\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ogoachet@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Olivier has\u00a0<strong>over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance<\/strong>\u00a0(UCITS, AIFs, and credit institutions).<\/p>\n<p>Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11711_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Pierre-Jean Lacroix\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11711_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Pierre-Jean Lacroix<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/lu.linkedin.com\/in\/pierre-jean-lacroix-0ba44a53\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:pjlacroix@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11711_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Pierre-Jean Lacroix\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Pierre-Jean Lacroix<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/lu.linkedin.com\/in\/pierre-jean-lacroix-0ba44a53\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:pjlacroix@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Pierre-Jean has more than\u00a0<strong>8 years of experience in the asset management industry.<\/strong><\/p>\n<p>After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn\u20ac composed of Private Equity funds and Hedgefunds.<\/p>\n<p>At HACA Partners, Pierre-Jean\u2019 missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and\/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams<\/p>\n<p>Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<!-- Start single member -->\n\t\t\t<div class=\"single-member-div gs-col-lg-2 gs-col-md-3 gs-col-sm-6 gs-col-xs-4 single-member-pop cbp-so-section\" >\n\t\t\t\t\n\t\t\t\t<!-- Sehema & Single member wrapper -->\n\t\t\t\t<div class=\"single-member\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\n\n\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\t\t\t\t\t\t\n\t\t\t\t\t<!-- Team Image -->\n\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\n\n\t\t\t\t\t\t<!-- Image -->\n\t\t\t\t\t\t<a class=\"gs_team_pop open-popup-link \" data-mfp-src=\"#gs_team_popup_11699_10\" data-theme=\"gs-team-popup--default\" href=\"#\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><div class=\"gs_team_image__overlay\"><\/div><\/a>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Overlay -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Ribbon -->\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t<div class=\"gs_member_info\">\n\n\t\t\t\t\t\t<!-- Member Name -->\n\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11699_10\" data-theme=\"gs-team-popup--default\" href=\"#\">Alma Dizdarevi\u0107<\/a><\/div>\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Member Designation -->\n\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<!-- Social Links -->\n\t\t\t\t\t\t<div class=\"single-mem-desc-social\">\n\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<!-- Popup -->\n\t\t\t\t\n<div id=\"gs_team_popup_11699_10\" class=\"gs_team_popup_shortcode_10 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"710\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Alma Dizdarevi\u0107<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the ACCA, Alma has<strong>\u00a017 years of experience serving within finance industry in the field of bank supervision, audit and finance.<\/strong>\u00a0She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.<\/p>\n<p>Prior to that, Alma built quite of an experience in auditing clients for a \u201cBig Four\u201d firm and had opportunity to work with commercial bank.<\/p>\n<p>Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory &amp; Compliance, Risk Management and Internal Audit engagements.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t\n\t\t\n\t\t<!-- Drawer Contents -->\n\t\t\n\t<\/div>\n\n\t<!-- Pagination -->\n\t\n<\/div>\n\n<!-- Panel -->\n\t\n\t\t<\/div>\n\t\t\n\t\t<style>#gs_team_area_10 .gs-member-name,#gs_team_area_10 .gs-member-name a{font-size:16px}#gs_team_area_10 .gs-member-name,#gs_team_area_10 .gs-member-name a{color:rgb(13, 54, 76)}#gs_team_area_10 .info-card,#gs_team_area_10 .single-member-div .gs_member_info,#gs_team_area_10 .gridder .overlay-area .overlay,#gs_team_area_10.gs_tm_theme22 .tittle_container,#gs_team_area_10.gs_tm_theme1 .single-mem-desc-social,#gs_team_area_10.gs_tm_theme2 .single-mem-desc-social,#gs_team_area_10.gs_tm_theme7 .single-mem-desc-social,#gs_team_area_10.gs_tm_theme8 .gs_team_overlay,#gs_team_area_10.gs_tm_theme9 .gs_team_overlay,#gs_team_area_10.gs_tm_theme11 .gs_team_overlay,#gs_team_area_10.gs_tm_theme12 .gs_team_overlay,#gs_team_area_10.gs_tm_theme19 .gs_team_overlay,#gs_team_area_10.gs-team-circle-four .single-member-div .gs_team_image__overlay{background:rgb(13, 54, 76)}#gs_team_area_10 .single-member-div .gs_member_info > svg path,#gs_team_area_10 .single-member-div .single-mem-desc-social svg path{fill:rgb(13, 54, 76)}#gs_team_area_10 .single-member-div .gs_member_info .gs-member-desc a{color:rgb(13, 54, 76)}#gs_team_area_10 .single-member-div .gs_member_info .gs-member-contact{color:rgb(13, 54, 76)}#gs_team_area_10 .single-member-div .gs_member_info .gs-member-contact i{color:rgb(13, 54, 76)}#gs_team_area_10 .gs-team-filter-cats{text-align:center}.gs_team_popup_shortcode_10 .gs-team--scrollbar,#gs_team_area_10 .gridder .gridder-show .gs-team--scrollbar{max-height:500px !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-970f83b elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-gs-team-members\" data-id=\"970f83b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gs-team-members.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<div id=\"gs_team_area_26\" data-shortcode-id=\"26\" class=\"wrap gs_team_area gs_team_loading gs_tm_theme7 gs_tm_theme_v_1 gs-team--img-efect_none gs-team--img-hover-efect_none\" data-options='{\"search_through_all_fields\":\"off\",\"enable_clear_filters\":\"off\",\"reset_filters_text\":\"Reset Filters\",\"enable_multi_select\":\"off\",\"multi_select_ellipsis\":\"off\",\"next_txt\":\"Next\",\"prev_txt\":\"Prev\",\"load_per_click\":3,\"initial_items\":6}' style=\"visibility: hidden; opacity: 0;\">\n\t\n\t\t\t\r\n<!-- Container for Team members -->\r\n<div class=\"gs-containeer\">\r\n\t\r\n\t<div class=\"gs-roow clearfix\">\r\n\r\n\t\t\r\n\t\t\t<div class=\"gs_team slider gs-col-md-12 owl-carousel owl-theme carousel-has-navs carousel-navs--default\" data-carousel-desktop=6 data-carousel-tablet=3 data-carousel-mobile-portrait=2 data-carousel-mobile=1>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Cyril Cayez\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Member of the IIA, ALCO and ALRIM, Cyril has been\u00a0serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg\u00a0(Banks, PSF, Management Companies, UCITS and Alternative Funds). Cyril is a R\u00e9viseur d\u2019Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France. On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/cyril-cayez-184a494\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ccayez@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11630_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Cyril Cayez<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Managing Partner<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11630_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Cyril Cayez\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_CCA-3-scaled-e1777036322264.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Cyril Cayez<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Managing Partner<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/cyril-cayez-184a494\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ccayez@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the IIA, ALCO and ALRIM, Cyril has been\u00a0<strong>serving the Financial Services Industry for more than 19 years of which 14 in Luxembourg<\/strong>\u00a0(Banks, PSF, Management Companies, UCITS and Alternative Funds).<\/p>\n<p>Cyril is a R\u00e9viseur d\u2019Entreprises in Luxembourg since 2010 and gained international experience in Singapore and France.<\/p>\n<p>On top of his background as external audit and advisory Partner, Cyril brings actual experience from Internal Auditor, Risk Manager and Compliance Officer positions.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Member of the ACCA, Alma has\u00a017 years of experience serving within finance industry in the field of bank supervision, audit and finance.\u00a0She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina. Prior to that, Alma built quite of an experience in auditing clients for a \u201cBig Four\u201d firm and had opportunity to work with commercial bank. Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory &amp; Compl...<a class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11699_26\" href=\"#\" data-theme=\"gs-team-popup--default\">More<\/a><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11699_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Alma Dizdarevi\u0107<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11699_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Alma Dizdarevi\u0107\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HACA-ALMA-V2-scaled-e1777038027529.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Alma Dizdarevi\u0107<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/alma-dizdarevic-1000a0130\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:adizdarevi\u0107@hacapartners.com\/lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the ACCA, Alma has<strong>\u00a017 years of experience serving within finance industry in the field of bank supervision, audit and finance.<\/strong>\u00a0She has 13 years of professional experience acting as bank supervisor of financial institutions in Bosnia and Herzegovina.<\/p>\n<p>Prior to that, Alma built quite of an experience in auditing clients for a \u201cBig Four\u201d firm and had opportunity to work with commercial bank.<\/p>\n<p>Alma is the Manager in Consulting at HACA Partners and is mainly involved in Regulatory &amp; Compliance, Risk Management and Internal Audit engagements.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Endrit Prendi\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Endrit has more than\u00a08 years of experience in risk management, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles. Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/epr\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:eprendi@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11709_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Endrit Prendi<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11709_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Endrit Prendi\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S9-Endrit-scaled-e1777037986327.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Endrit Prendi<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/epr\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:eprendi@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Endrit has more than\u00a0<strong>8 years of experience in risk management<\/strong>, of which 6 within the asset management industry in Luxembourg, in consulting and AIFM roles.<\/p>\n<p>Endrit is both a CAIA and FRM holder and we plan to integrate him within the technical committee of LPEA and ALFI through the HACA membership.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Eglo has over\u00a015 years of professional experience serving financial services firms in Europe. He is an expert in banks&#8217; regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks&#8217; risk management frameworks.<\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11710_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Eglo Montant<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11710_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Eglo Montant\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S8-Eglo-scaled-e1777037949170.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Eglo Montant<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/eglo-montant\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:emontant@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Eglo has over<strong>\u00a015 years of professional experience serving financial services firms in Europe.<\/strong><\/p>\n<p>He is an expert in banks' regulatory issues and has a solid understanding of prudential frameworks, including CRR, CRD, IFRS 9, and BCBS 239. He led a regulatory project team at a Tier 1 bank, overseeing key issues related to Basel regulations and EBA guidelines. Additionally, Eglo has developed expertise in integrating ESG risks into banks' risk management frameworks.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Pierre-Jean Lacroix\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Pierre-Jean has more than\u00a08 years of experience in the asset management industry. After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn\u20ac composed of Private Equity funds and Hedgefunds. At HACA Partners, Pierre-Jean\u2019 missions cover (i) risk management activities for ...<a class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11711_26\" href=\"#\" data-theme=\"gs-team-popup--default\">More<\/a><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/lu.linkedin.com\/in\/pierre-jean-lacroix-0ba44a53\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:pjlacroix@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11711_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Pierre-Jean Lacroix<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11711_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Pierre-Jean Lacroix\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/Portrait_PJL-scaled-e1777037911121.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Pierre-Jean Lacroix<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/lu.linkedin.com\/in\/pierre-jean-lacroix-0ba44a53\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:pjlacroix@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Pierre-Jean has more than\u00a0<strong>8 years of experience in the asset management industry.<\/strong><\/p>\n<p>After 3 years spent in renowned audit firms as an external auditor specialized in asset management industry, Pierre-Jean took the opportunity to join CA Indosuez Wealth (Asset Management) to internalize and develop the risk management function and activities on a portfolio of c. 2,5 bn\u20ac composed of Private Equity funds and Hedgefunds.<\/p>\n<p>At HACA Partners, Pierre-Jean\u2019 missions cover (i) risk management activities for AIFs and, from time to time, (ii) internal audit when reviewing risk management and\/or valuation function of Investment Fund Managers as well as (iii) support to external audit teams<\/p>\n<p>Pierre-Jean is a member of risk management technical committee of the Luxembourg Private Equity Association (LPEA).<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Olivier Goachet\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Olivier has\u00a0over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance\u00a0(UCITS, AIFs, and credit institutions). Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia ...<a class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11712_26\" href=\"#\" data-theme=\"gs-team-popup--default\">More<\/a><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/olivier-goachet-420b471\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ogoachet@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11712_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Olivier Goachet<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11712_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Olivier Goachet\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/HD-HACA-S10-Olivier-936111-scaled-e1777037853795.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Olivier Goachet<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Senior Manager<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/olivier-goachet-420b471\/\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:ogoachet@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Olivier has\u00a0<strong>over 20 years of experience in financial services, with a strong focus on risk management and regulatory compliance<\/strong>\u00a0(UCITS, AIFs, and credit institutions).<\/p>\n<p>Before joining HACA Partners, Olivier held senior risk management roles across both advisory and in-house functions. He served as Conducting Officer at RSM, Ares Management, EFG Fund Management and UBS Luxembourg Financial Group, and worked at Deloitte Luxembourg in the Risk Advisory department. He also played a key role at Dexia BIL Luxembourg in the implementation of Basel II and Economic Capital frameworks.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t<div class=\"single-member--wrapper single-member-div single-member-pop\" itemscope itemtype=\"http:\/\/schema.org\/Person\">\r\n\r\n\t\t\t\t\t\t<span class=\"gs-team-member--zip-codes\" style=\"display:none!important\"><\/span>\r\n\t\t\t\t\t\t<div class=\"single-member\">\r\n\r\n\t\t\t\t\t\t\t<!-- Ribbon -->\r\n\t\t\t\t\t\t\t\n\r\n\t\t\t\t\t\t\t<!-- Team Image -->\r\n\t\t\t\t\t\t\t<div class=\"gs_team_image__wrapper\">\r\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Samuel Clerc\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"single-mem-desc-social flex-align-justify-center\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"single-mem-desc-social--inner gs_member_info\">\r\n\r\n\t\t\t\t\t\t\t\t\t<!-- Description -->\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"gs-member-desc\" itemprop=\"description\">Member of the LVPA and ALRIM, Samuel brings\u00a0nearly 20 years of professional experience, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance. Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk &amp; operational risk management overview, valuation, M&amp;A, and ...<a class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11713_26\" href=\"#\" data-theme=\"gs-team-popup--default\">More<\/a><\/p>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<!-- Social Links -->\r\n\t\t\t\t\t\t\t\t\t\n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/samuelclerc\/?originalSubdomain=lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:sclerc@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t<!-- Single member name -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-name \"><a itemprop=\"name\" class=\"gs_team_pop open-popup-link\" data-mfp-src=\"#gs_team_popup_11713_26\" data-theme=\"gs-team-popup--default\" href=\"#\">Samuel Clerc<\/a><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Single member designation -->\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"gs-member-desig\" itemprop=\"jobTitle\">Partner - Risk Management<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<!-- Popup -->\r\n\t\t\t\t\t\t\n<div id=\"gs_team_popup_11713_26\" class=\"gs_team_popup_shortcode_26 white-popup mfp-hide mfp-with-anim gs_team_popup default\">\n    <div class=\"mfp-content--container\">\n        \n    <div class=\"gs_team_popup_left__wrapper\">\n    \n        <!-- Team Image -->\n        <div class=\"gs_team_popup_img\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg\" class=\"gs_team_member--image wp-post-image\" alt=\"Samuel Clerc\" itemprop=\"image\" srcset=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-300x300.jpg 300w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1024x1024.jpg 1024w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-150x150.jpg 150w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-768x768.jpg 768w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-1536x1536.jpg 1536w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-710x710.jpg 710w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875-600x600.jpg 600w, https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/HD-HACA-S10-Samuel-935843-scaled-e1777037805875.jpg 1707w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>                    <\/div>\n\n        <!-- Meta Details -->\n        \n<div class=\"gstm-details\">\n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n    \n        \n<\/div>\n\n\n    <\/div>\n\n    <div class=\"gs_team_popup_details gs-tm-sicons\">\n        \n        <!-- Single member name -->\n        <h2 class=\"gs-member-name \">Samuel Clerc<\/h2>        \n        <!-- Single member designation -->\n                    <div class=\"gs-member-desig\" itemprop=\"jobTitle\">Partner - Risk Management<\/div>\n                    \n        <!-- Social Links -->\n        \n    <ul class=\"gs-team-social\">\n\n    \n        <li>\n            <a class=\"linkedin\" href=\"https:\/\/www.linkedin.com\/in\/samuelclerc\/?originalSubdomain=lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fab fa-linkedin\"><\/i><\/a>        <\/li>\n\n    \n        <li>\n            <a class=\"envelope\" href=\"mailto:sclerc@hacapartners.lu\" target=\"_blank\" itemprop=\"sameAs\"><i class=\"fas fa-envelope\"><\/i><\/a>        <\/li>\n\n            \n    <\/ul>\n\n    \n\n        <!-- Description -->\n        <div class=\"gs-member-desc gs-team--scrollbar\" itemprop=\"description\"><p>Member of the LVPA and ALRIM, Samuel brings\u00a0<strong>nearly 20 years of professional experience<\/strong>, supporting financial services firms and corporations in Luxembourg and internationally. His focus spans investment funds, management companies, and SMEs, enabling robust client solutions in risk management and corporate finance.<\/p>\n<p>Samuel has cultivated a strong track record in the financial services sector, expertly assisting clients with risk &amp; operational risk management overview, valuation, M&amp;A, and CFO advisory services. He has also successfully executed over 20 private equity transactions across direct investments and fund of funds structures.<\/p>\n<\/div>\n        \n        <!-- Skills -->\n        \n    <\/div>\n\n    <\/div>\n<\/div>\r\n\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\r\n\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\r\n\t<\/div>\r\n\r\n<\/div>\t\n\t\t<\/div>\n\t\t\n\t\t<style>#gs_team_area_26 .gs-member-name,#gs_team_area_26 .gs-member-name a{font-size:15px}#gs_team_area_26 .gs-member-name,#gs_team_area_26 .gs-member-name a{font-weight:400}#gs_team_area_26 .gs-member-name,#gs_team_area_26 .gs-member-name a{color:rgb(1, 54, 76)}#gs_team_area_26 .single-member-div .gs_member_info .gs-member-desc{color:rgb(255, 255, 255)}#gs_team_area_26 .single-member-div .gs_member_info .gs-member-desc a{color:rgb(1, 54, 76)}#gs_team_area_26 .gs-member-desig{font-size:16px}#gs_team_area_26 .gs-member-desig{font-weight:400}#gs_team_area_26 .gs-member-desig{font-style:italic}#gs_team_area_26 .gs-member-desig{color:rgb(1, 54, 76)}#gs_team_area_26 .gs-team-filter-cats{text-align:center}.gs_team_popup_shortcode_26 .gs-team--scrollbar,#gs_team_area_26 .gridder .gridder-show .gs-team--scrollbar{max-height:500px !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-10033e6f e-flex e-con-boxed pxl-section-overflow-visible pxl-column-none pxl-section-fix-none pxl-bg-color-none e-con e-parent \" data-id=\"10033e6f\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-3e96471 elementor-widget elementor-widget-pxl_heading\" data-id=\"3e96471\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-3e96471-3085\" class=\"pxl-heading \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h2 class=\"pxl-item--title  style-default highlight-default pxl-split-text split-in-right\" data-wow-delay=\"300ms\">\n\n\t\t<span class=\"pxl-heading--text \">\n\n\t\t\t\t\t\t\tRelated articles\t\n\t\t\t\t\n\n\t\t<\/span>\n\t\t<\/h2>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-146fb1ce pxl-post-blog post-layout-post-2 elementor-widget elementor-widget-pxl_post_carousel\" data-id=\"146fb1ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n    <div class=\"pxl-swiper-slider pxl-post-carousel pxl-post-carousel2\" >\r\n        <div class=\"pxl-carousel-inner\">\r\n            <div class=\"pxl-swiper-container\" dir=\"ltr\" data-settings=\"{&quot;slide_direction&quot;:&quot;horizontal&quot;,&quot;slide_percolumn&quot;:1,&quot;slide_percolumnfill&quot;:1,&quot;slide_mode&quot;:&quot;slide&quot;,&quot;slides_to_show&quot;:4,&quot;slides_to_show_xxl&quot;:4,&quot;slides_to_show_lg&quot;:4,&quot;slides_to_show_md&quot;:4,&quot;slides_to_show_sm&quot;:2,&quot;slides_to_show_xs&quot;:1,&quot;slides_to_scroll&quot;:1,&quot;slides_gutter&quot;:30,&quot;arrow&quot;:true,&quot;pagination&quot;:false,&quot;pagination_type&quot;:&quot;bullets&quot;,&quot;autoplay&quot;:false,&quot;pause_on_hover&quot;:false,&quot;pause_on_interaction&quot;:true,&quot;delay&quot;:5000,&quot;loop&quot;:true,&quot;speed&quot;:500}\">\r\n                <div class=\"pxl-swiper-wrapper\">\r\n                                            <div class=\"pxl-swiper-slide\">\r\n                            <div class=\"pxl-post--inner scrolling-effect fromRight\" data-wow-delay=\"ms\">\r\n\r\n                               <div class=\"pxl-post--featured hover-imge-effect2\">\r\n                                <a href=\"https:\/\/hacapartners.com\/lu\/interview-with-cedric-leroy-camille-salagnac\/\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/06\/gdprrr-800x800.jpg\" width=\"800\" height=\"800\" alt=\"gdprrr\" title=\"gdprrr\" \/>                                <\/a>\r\n                            <\/div>\r\n\r\n                            <div class=\"pxl-item--holder\">\r\n                                <div class=\"pxl-item--content\">\r\n                                                                            <div class=\"pxl-item--category\">\r\n                                            <a href=\"https:\/\/hacapartners.com\/lu\/category\/regulatory-compliance\/\" rel=\"tag\">Regulatory &amp; Compliance<\/a>                                        <\/div>\r\n                                                                                                        <\/div>\r\n\r\n                                                                    <div class=\"pxl-item--excerpt\">\r\n                                        Europrivacy Interview with Cedric Leroy &&hellip; \r\n                                    <\/div>\r\n                                \r\n                                                                    <a class=\"btn btn-readmore d-flex\" href=\"https:\/\/hacapartners.com\/lu\/interview-with-cedric-leroy-camille-salagnac\/\">\r\n                                        Read More                                    <\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide\">\r\n                            <div class=\"pxl-post--inner scrolling-effect fromRight\" data-wow-delay=\"ms\">\r\n\r\n                               <div class=\"pxl-post--featured hover-imge-effect2\">\r\n                                <a href=\"https:\/\/hacapartners.com\/lu\/greenwashing-impunity-for-how-long\/\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/66213d3a40588396732424-scaled-800x800.jpg\" width=\"800\" height=\"800\" alt=\"66213d3a40588396732424\" title=\"66213d3a40588396732424\" \/>                                <\/a>\r\n                            <\/div>\r\n\r\n                            <div class=\"pxl-item--holder\">\r\n                                <div class=\"pxl-item--content\">\r\n                                                                            <div class=\"pxl-item--category\">\r\n                                                                                    <\/div>\r\n                                                                                                        <\/div>\r\n\r\n                                                                    <div class=\"pxl-item--excerpt\">\r\n                                        Greenwashing impunity, for how long? \r\n                                    <\/div>\r\n                                \r\n                                                                    <a class=\"btn btn-readmore d-flex\" href=\"https:\/\/hacapartners.com\/lu\/greenwashing-impunity-for-how-long\/\">\r\n                                        Read More                                    <\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide\">\r\n                            <div class=\"pxl-post--inner scrolling-effect fromRight\" data-wow-delay=\"ms\">\r\n\r\n                               <div class=\"pxl-post--featured hover-imge-effect2\">\r\n                                <a href=\"https:\/\/hacapartners.com\/lu\/bonds-at-amortized-cost-how-hidden-losses-can-affect-capital-liquidity-management\/\">\r\n                                    <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2026\/04\/66743ba65fe1f219344466-800x800.jpg\" width=\"800\" height=\"800\" alt=\"66743ba65fe1f219344466\" title=\"66743ba65fe1f219344466\" \/>                                <\/a>\r\n                            <\/div>\r\n\r\n                            <div class=\"pxl-item--holder\">\r\n                                <div class=\"pxl-item--content\">\r\n                                                                            <div class=\"pxl-item--category\">\r\n                                            <a href=\"https:\/\/hacapartners.com\/lu\/category\/financial-institutions\/\" rel=\"tag\">Financial institutions<\/a>                                        <\/div>\r\n                                                                                                        <\/div>\r\n\r\n                                                                    <div class=\"pxl-item--excerpt\">\r\n                                        Bonds at amortized cost: How hidden&hellip; 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\r\n                                    <\/div>\r\n                                \r\n                                                                    <a class=\"btn btn-readmore d-flex\" href=\"https:\/\/hacapartners.com\/lu\/immersive-virtual-journeys-built-with-precision\/\">\r\n                                        Read More                                    <\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div> \r\n        <\/div>\r\n\r\n        \r\n                    <div class=\"pxl-swiper-arrow-wrap style-3\">\r\n                <div class=\"pxl-swiper-arrow pxl-swiper-arrow-prev\"><i class=\"caseicon-angle-arrow-left rtl-icon\"><\/i><\/div>\r\n                <div class=\"pxl-swiper-arrow pxl-swiper-arrow-next\"><i class=\"caseicon-angle-arrow-right rtl-icon\"><\/i><\/div>\r\n            <\/div>\r\n        \r\n    <\/div>\r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Risk Management Risk is exciting, we help you manage it Strategy Risk Management, Risk &amp; Control, Reporting Share: Enhancing risk monitoring and reporting capabilities Our risk management services help organizations identify, assess, and manage risks effectively, ensuring alignment with regulatory requirements and market best practices. We support the design and implementation of robust risk management frameworks, including governance structures, risk appetite definition, policies, and control systems such as Risk Control Self-Assessments (RCSA).\u00a0 Through a pragmatic and tailored approach, we also enhance risk monitoring and reporting capabilities, helping businesses develop advanced risk metrics, improve models, and strengthen reporting processes. From capital and liquidity risk reporting to ESG risk factors, our expertise enables organizations to anticipate challenges, mitigate risks, and turn risk management into a driver of performance and long-term value. Needing to define or strengthen your risk management framework Based on the specificities of your organization and business model, HACA Partners [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10029,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"folder":[203],"class_list":["post-14584","page","type-page","status-publish","has-post-thumbnail","hentry"],"uagb_featured_image_src":{"full":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance.jpg",1672,2507,false],"thumbnail":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-150x150.jpg",150,150,true],"medium":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-200x300.jpg",200,300,true],"medium_large":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-768x1152.jpg",768,1152,true],"large":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-683x1024.jpg",683,1024,true],"1536x1536":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-1024x1536.jpg",1024,1536,true],"2048x2048":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-1366x2048.jpg",1366,2048,true],"post-thumbnail":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-474x710.jpg",474,710,true],"floka-portfolio":["https:\/\/hacapartners.com\/lu\/wp-content\/uploads\/sites\/3\/2025\/08\/reg-compliance-600x600.jpg",600,600,true]},"uagb_author_info":{"display_name":"Sandra Barreda","author_link":"https:\/\/hacapartners.com\/lu\/author\/sbarreda\/"},"uagb_comment_info":0,"uagb_excerpt":"Risk Management Risk is exciting, we help you manage it Strategy Risk Management, Risk &amp; Control, Reporting Share: Enhancing risk monitoring and reporting capabilities Our risk management services help organizations identify, assess, and manage risks effectively, ensuring alignment with regulatory requirements and market best practices. We support the design and implementation of robust risk management&hellip;","_links":{"self":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/14584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/comments?post=14584"}],"version-history":[{"count":56,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/14584\/revisions"}],"predecessor-version":[{"id":18943,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/pages\/14584\/revisions\/18943"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/media\/10029"}],"wp:attachment":[{"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/media?parent=14584"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/hacapartners.com\/lu\/wp-json\/wp\/v2\/folder?post=14584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}